Get low-cost
student insurance with Tryg
As a student and member of Finansforbundet, you’ll have access to one of Denmark's cheapest student insurance schemes. For example, you are offered contents insurance at DKK 0, which is valid until you turn 30 – regardless of the age you have when you finish your studies.

One of Denmark's cheapest student insurance policies
Contents: DKK 0
Contents insurance covers your belongings, electronics and bike, and if needed, access to a well-being hotline. All at DKK 0 for student members.
Travel: DKK 28
With travel insurance, you're covered from departure to return. In addition to personal holiday trips, travel insurance also covers student exchanges, study trips, unpaid internships and unpaid humanitarian work.
Personal: DKK 49
Personal insurance steps in when you need it the most. It covers dental injuries, bone fractures and permanent injuries from accidents, etc.
Five benefits of Tryg's student insurance
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Two for the price of one – roomie included
Tryg's contents and travel insurance covers not only you but also one flatmate. -
Insurance at student prices until the age of 30
After graduation, you may keep your student insurance at student prices until you turn 30. -
Get a free Abus bike lock
With our contents insurance, you receive an Abus folding lock to protect your bike from being stolen. -
Access to well-being hotline
Your well-being is important. With contents insurance, you have access to mental help when you need it. 'Tryg i Livet' is an anonymous hotline open every weekday from 7:30-18:00. -
Tryghedsgruppen
As a customer of Tryg, you are a member of TryghedsGruppen. Therefore, every year you have the possibility of receiving a bonus – typically 5%-8% of your insurance payments (minus taxes).
What do your student insurance policies cover?
Your contents insurance at DKK 0 per month covers two adults and their children, if any. Contents insurance covers:
- in the event of fire
- in the event of damage caused by water or the weather
- in the event of theft and vandalism
- liability and legal aid
- psychological emergency relief
- access to well-being hotline: Tryg i Livet
- assistance in the event of identity theft
- damage caused by accidents, for instance to glasses or road traffic injuries
In addition, contents insurance includes a free folding lock or fixed alarm for your bike.
Your travel insurance at DKK 28 per month includes:
- Cover for illness while traveling
- Cover for injuries and repatriation
- Cover for ruined days of holiday, including active trips
- Cover for luggage and luggage delay
- Cover for transportation delay and late arrival
- Collision damage waiver on rental cars.
You are covered by your travel insurance for up to 60 days of continuous travelling.
Travel insurance add-ons
- Extended travel coverage: + DKK 14 per month
- Cancellation insurance: + DKK 20 per month
Cancellation insurance covers up to DKK 90,000.
Your personal insurance at only DKK 49 per month includes:
- Compensation in the event of permanent injury
- Rehabilitation after injury
- Increased compensation
- Sum insured of DKK 1.2 million.
- Dental damage
- Chewing injury
- Immediate compensation in the event of bone fractures
Accident insurance add-ons
- Illness cover: + DKK 20 per month
- Care cover: + DKK 4 per month
- Dental treatment insurance: + DKK 39 per month
- Health insurance: DKK 71 per month
Not yet a member?
As a student member, you have access to free contents insurance with Tryg, student events and career opportunity advice. The first year is free – after that, only DKK 20 per month.
Join us
Receive answers to your questions
We recommend our student members to take out the following insurance policies:
- Contents insurance
- Travel insurance
- Personal insurance
Of course, it depends on your situation, and you have plenty of options for taking out additional insurance.
Yes, you must be a student member to buy Tryg's student insurance.
The first 12 months of your student membership of Finansforbundet are for free. Subsequently, the price is DKK 20 a month.
When you graduate, the membership fee is:
- DKK 20 a month for the first six months after graduation
After that, the membership fee is:
- DKK 285 per month if you have a job
- DKK 170 per month if you are in between jobs
You may keep your student insurance as long as you are a student and You can keep your contents insurance as long as you are a student. If you are over 30 and still studying, Tryg will contact you to learn more about your situation – but you can always keep your contents insurance while you are a student.
You are eligible for a student membership if you are a full-time student of an educational programme entitling to study grants (SU), focused on the financial field, e.g. programmes in economics, business administration, finance, investment, mathematics, IT, compliance, real estate and the like. If you are a financial trainee or similar, you may also become a student member.
If you are a student of a non-financial programme (e.g. biology, nursing, physiotherapy, etc.), you cannot become a student member. If you have a student job in a company that has entered into a collective agreement with Finansforbundet, you may become a regular member instead. This also applies if your student job involves working primarily with IT or economics related to finance.
If you are not sure whether you can become a student member, call us on +45 32 66 13 70 or send us an email at hverveservice@finansforbundet.dk.
When you take out the insurance in our widget, you will be asked to enter this information, and Tryg will take care of all practical matters with the previous insurance company
If you are already a student member of Finansforbundet, you may take out contents insurance at a price of DKK 0 and other types of insurance at a fixed low price with Tryg. Your insurance schemes are not activated automatically – you have to add them yourself via 'Mit forbund' (My union). It takes a few minutes.