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Financial sector most exposed: "Targeted upskilling required"

According to an analysis, nine out of ten financial sector jobs are affected by AI. This calls for comprehensive upskilling of the financial sector, says Dorrit Brandt, President of Finansforbundet."We’re facing one of the most transformative technologies ever."

4. Nov 2024
4 min
English / Dansk

The financial sector is waking up to a new reality in which generative AI is expected to become a key player in working life. 

Nine out of ten jobs in the financial sector are assessed to become affected to some extent by the new technology. 

That is the result of an analysis by the Economic Council of the Labour Movement (AE). It shows that 89% of the jobs in finance and insurance could be complemented by AI. A further 9% risk being automated. 

As the technology makes its entrance, it becomes crucial for the sector and employees to prioritise skills enhancement – not just as part of the adjustment, but as the very foundation for a responsible and successful integration of AI, Dorrit Brandt, President of Finansforbundet, points out. 

"We’re facing one of the most transformative technologies ever. We have a shared responsibility for actively involving the employees; not only to drive the business forward, but also to navigate through the complex challenges posed by that technology," she says and emphasises:

"This requires strategic investments in skills enhancement by both companies and the sector as a whole."

(Artiklen fortsætter efter boksen)
"The potential of AI technology is enormous, but the true value will not be uncovered until the sector's qualified employees become capable of combining the new technology with deep financial insight and human resources," says Dorrit Brandt, President of Finansforbundet.

Increased demand for employees with AI skills

Published in September, the analysis by AE provides a detailed insight into how the Danish labour market may be affected by AI over the next few years.

Employees’ skills enhancement is also in this context emphasised as a crucial part of the development. That is because, according to the analysis, jobs are more likely to be complemented by AI rather than be fully automated and substituted by AI.

"To the extent that artificial intelligence complements the workforce, it will make employees more productive and take over routine tasks, which will increase the demand for the types of labour capable of using artificial intelligence in their work," the report reads. 

According to the current analysis, it is especially knowledge and office work, including those who have completed higher education programmes, which appear to be affected the most. 

And although the analysis indicates that, currently, the financial sector is most affected by AI, it is, according to AE, important to note that for the vast majority of employees, this implies increased productivity and fewer routine tasks. 

"Therefore, it’s important to upgrade the skills of all employees, regardless of education, and that employees acquire new knowledge to prepare them for new technology, including artificial intelligence," according to AE’s report. 

Skills need upgrading now

While it remains uncertain how quickly AI will impact different jobs, the changes are expected to occur gradually as the technologies mature and become profitable to implement.

However, neither the companies nor the employees can afford to wait for such development. The financial sector, which is already facing recruitment challenges, should therefore, as soon as possible, launch an initiative to ensure significant upgrading of skills.

"The potential of AI technology is enormous, but the true value will not be uncovered until the sector's qualified employees become capable of combining the new technology with deep financial insight and human resources, which means integrating AI in the core business," says Dorrit Brandt and adds:

"It requires targeted upskilling, and it requires a positive and critical sense of curiosity by everyone involved. The common goal should be a shared commitment to unlocking the potential of the technology while addressing the challenges it presents." 

How best to accommodate AI development

According to the Economic Council of the Labour Movement, a number of studies and reports demonstrate how technological changes, AI included, may best be accommodated. 


Especially four elements recur:

A successful transition will be based on employees

There is every indication that the labour market will undergo profound changes in the coming years, and that the financial sector is at the forefront of this development. 

"AI is going to change our jobs and push the boundaries between functions. It’ll replace tasks and create new ones," says Dorrit Brandt. 

Fortunately, analyses indicate that the foundation for a successful rollout of AI solutions is early and active employee involvement; especially in the development phase of the next technological steps.

Most recently, the international consultancy firm Boston Consulting Group noted in a report that organisations should direct most of their resources towards employee-related AI integration to maximise the chance of success.

"It’s absolutely crucial for employees to be involved in the practical integration of AI," Dorrit Brandt says, adding:

"Artificial intelligence is a massive wave of technology sweeping over us, and we need to share the responsibility for treading softly and acting with care. The generative language models are only the first step. Employees and union representatives must be actively involved to drive the business forward and to avoid the many complex – and not least ethical – challenges it inevitably poses."

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